Healthy Chocolate Banana Bread Recipe

If you’re anything like me, finding a dessert that’s both indulgent and good-for-you feels like stumbling upon a treasure. That’s exactly why I’m excited to share this Healthy Chocolate Banana Bread Recipe with you. It’s moist, packed with flavor, and uses wholesome ingredients that won’t leave you feeling guilty. Whether you’re after a post-workout snack or a cozy afternoon treat, this recipe delivers every time — and I can’t wait for you to try it.

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Why You’ll Love This Recipe

  • Wholesome Ingredients: Uses ripe bananas and natural sweeteners to keep it nourishing and naturally sweet.
  • Chocolatey Goodness: Rich cocoa powder and melty chocolate chips satisfy your chocolate cravings without excess sugar.
  • Flexible & Customizable: Easy swaps like protein powder or nut butters to fit your dietary needs.
  • Simple to Make: No fancy techniques here — just a bowl, a whisk, and a loaf pan for a fuss-free treat.

Ingredients You’ll Need

Once you gather these ingredients, you’ll notice how they come together to create that perfect balance of moistness and chocolate flavor. Making sure your bananas are ripe is key — they add natural sweetness and moisture that flour alone can’t deliver.

Flat lay of three medium ripe bananas with smooth yellow skin, two large whole brown eggs with clean shells, a small white ceramic bowl filled with creamy almond nut butter, a small white bowl holding light brown granular sweetener, a small white bowl containing dark brown cocoa powder, a small white bowl with fine white oat flour, a small white bowl of fine light beige baking powder, a small white bowl filled with small glossy dark chocolate chips, a small white bowl of clear vanilla extract liquid, a small white bowl with fine sea salt crystals, all arranged in perfect symmetry on a clean white marble surface, soft natural light, photo taken with an iPhone, professional food photography style, fresh ingredients, white ceramic bowls, no bottles, no duplicates, no utensils, no packaging --ar 2:3 --v 7 --p m7354615311229779997 - Healthy Chocolate Banana Bread, healthy banana bread, chocolate banana bread, nutritious banana cake, low-sugar chocolate bread
  • Ripe Bananas: Look for bananas with lots of brown spots; they’re sweeter and mash easily.
  • Eggs: They act as a binder and add protein, making the bread light yet dense.
  • Nut Butter: Almond, peanut, cashew or sunflower seed butter all work — choose your favorite for added richness.
  • Granular Sweetener: I prefer monk fruit for low calories, but brown sugar works nicely if you want a little more caramel depth.
  • Vanilla Extract: Just a splash lifts all the flavors beautifully.
  • Sea Salt: A tiny pinch balances sweetness and deepens chocolate flavor.
  • Oat Flour: Whole-grain goodness that keeps things tender; you can find it pre-made or blend rolled oats yourself.
  • Cocoa Powder: Use unsweetened for intense chocolaty love.
  • Baking Powder: It gives your banana bread that nice rise.
  • Chocolate Chips: Because, well, chocolate chip banana bread is universally loved.
Note: You’ll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Variations

One of my favorite things about this Healthy Chocolate Banana Bread Recipe is how easy it is to make your own tweaks. I’ve tried it with and without protein powder, swapped nut butters, and even experimented with adding nuts and dried fruit. Feel free to make it your own!

  • High Protein Option: Adding protein powder swapped for some of the flour gives an extra boost if you’re serving this after a workout — I love using vanilla-flavored vegan protein for moisture.
  • Nut-Free Version: Use sunflower seed butter to keep it allergy-friendly without compromising on creaminess.
  • Extra Chocolatey: Mix in toasted nuts like walnuts or pecans for crunch, or sprinkle a handful of cocoa nibs on top before baking.
  • Less Sweet: Cut back on sweetener slightly if your bananas are extra ripe or you prefer a less sweet bread — I find this balances perfectly with dark cocoa.

How to Make Healthy Chocolate Banana Bread Recipe

Step 1: Prep Your Pan and Bananas

Preheat your oven to 350°F (180°C). I like to line my 7.9-inch loaf pan with parchment paper for an easy release and less mess, but a little oil works too. Then, mash those ripe bananas in a large bowl until completely smooth — this is where the magic starts, as the bananas provide natural sweetness and moisture that make this bread so tender.

Step 2: Mix the Wet Ingredients

Add your eggs and nut butter to the bananas and stir well. It can be a bit sticky here depending on the nut butter you use, but keep stirring until everything’s nicely combined. Then, whisk in your sweetener of choice, vanilla extract, and salt. I whisk mine for about two minutes to blend everything thoroughly — it helps the texture and flavor meld beautifully.

Step 3: Incorporate the Dry Ingredients

Now, sift or add oat flour, cocoa powder, and baking powder into the wet mixture. Stir gently but thoroughly until the batter is uniform and rich looking. Lastly, fold in those chocolate chips — this is my favorite part because you get little surprise bites of melty chocolate throughout the bread.

Step 4: Bake and Cool

Pour the batter into your prepared loaf pan — if you want, sprinkle extra chocolate chips on top for an irresistible look and taste. Bake for 30 to 40 minutes, checking at the 30-minute mark with a toothpick; it should come out clean or with just a few moist crumbs when done. Let the bread cool in the pan for 15 minutes, then transfer it to a wire rack to cool completely before slicing. Trust me, the texture improves as it cools!

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Pro Tips for Making Healthy Chocolate Banana Bread Recipe

  • Use Ripe Bananas: I learned the hard way that underripe bananas don’t add enough sweetness or moisture — so wait until they’re plenty spotted.
  • Don’t Overmix: Stir just until combined to keep the bread tender; too much mixing makes it dense.
  • Check Oven Temperature: Every oven is different; I recommend using an oven thermometer to avoid under- or over-baking your loaf.
  • Chocolate Chips on Top: Sprinkling some extra chips on top before baking creates a beautiful melted crust that gets everyone excited.

How to Serve Healthy Chocolate Banana Bread Recipe

The image shows a close-up of three slices of rich chocolate cake stacked on a white marbled surface. The top layer is thick and glossy, covered with melted chocolate dripping over the edges and scattered with chocolate chips. The middle and bottom layers have a moist, dark brown texture filled with small pieces of nuts. The background includes a white bowl filled with chocolate chips and a glass of milk partly shown. photo taken with an iphone --ar 2:3 --v 7 - Healthy Chocolate Banana Bread, healthy banana bread, chocolate banana bread, nutritious banana cake, low-sugar chocolate bread

Garnishes

I love topping slices with a light spread of nut butter or a dollop of Greek yogurt for added creaminess and protein. A few fresh berries or a sprinkle of toasted nuts make it look extra special and add nice texture contrasts. Sometimes, a dusting of cocoa powder or cinnamon on top really ups the cozy vibe.

Side Dishes

I often pair this chocolate banana bread with a warm cup of coffee or herbal tea for a perfect breakfast or afternoon snack. If you want to keep it light, a fresh fruit salad with citrus flavors adds brightness and complements the richness of the bread beautifully.

Creative Ways to Present

For brunch or party settings, I slice the bread and arrange it on a wooden board with small bowls of nut butters, fresh fruit, and nuts. Another fun idea is to serve small squares alongside a scoop of vanilla ice cream or coconut whipped cream for a healthier dessert option that still feels indulgent.

Make Ahead and Storage

Storing Leftovers

I wrap the bread tightly with plastic wrap or keep it in an airtight container at room temperature for up to 3 days. If your kitchen is warm, I pop it in the fridge — it holds up well and keeps the chocolate chips from melting too much.

Freezing

Freezing works great! I slice the bread first, then stack the slices with parchment paper in between to prevent sticking. Store in a freezer-safe bag or container for up to 3 months. When I’m ready for a snack, I just let it thaw at room temp for about 30 minutes or warm it gently.

Reheating

For that fresh-baked feel, I like to reheat slices in a toaster oven at low heat for about 5 minutes or microwave for 15–20 seconds. This brings back the softness and enhances the chocolatey aroma without drying the bread out.

FAQs

  1. Can I make this Healthy Chocolate Banana Bread Recipe vegan?

    Yes! To make it vegan, swap the eggs for flax or chia eggs (1 tablespoon ground flaxseed or chia seeds mixed with 3 tablespoons water per egg). Also, make sure your chosen sweetener and chocolate chips are vegan-friendly.

  2. What type of flour works best for this recipe?

    Oat flour is my favorite because it adds a mild sweetness and tender texture, but you can use almond flour or a gluten-free blend if you prefer. Just note that different flours might slightly change the consistency, so adjust gently.

  3. How can I tell when the banana bread is done baking?

    Insert a toothpick or skewer into the center of the loaf — it should come out clean or with a few moist crumbs (not wet batter) when the bread is fully baked. If it needs more time, check every 5 minutes to avoid overbaking.

  4. Can I add nuts or dried fruit to this recipe?

    Absolutely! I enjoy adding chopped walnuts or pecans for texture, and dried cranberries or raisins can add a nice chewiness. Just fold them in with the chocolate chips before baking.

Final Thoughts

I absolutely love how this Healthy Chocolate Banana Bread Recipe turns out every single time: moist, rich, and full of wholesome ingredients. When I first tried making banana bread healthier, I struggled to find the right balance, but this recipe nailed it — and it quickly became a staple in my kitchen. I hope you enjoy baking and sharing this as much as I do; it’s the kind of recipe you’ll want to keep coming back to for snacks, breakfast, or anytime you need a little chocolatey comfort without guilt.

Print
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Healthy Chocolate Banana Bread Recipe

Healthy Chocolate Banana Bread Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 5 from 100 reviews
  • Author: Jessica
  • Prep Time: 10 minutes
  • Cook Time: 30 minutes
  • Total Time: 40 minutes
  • Yield: 12 slices
  • Category: Baking
  • Method: Baking
  • Cuisine: American
  • Diet: Low Fat

Description

This Healthy Chocolate Banana Bread is a nutrient-packed, moist, and delicious treat, perfect for breakfast or a wholesome snack. Made with ripe bananas, cocoa powder, oat flour, and a choice of nut butter, it offers a rich chocolate flavor without the guilt. The recipe is versatile, allowing for a protein boost with optional protein powder, and uses natural sweeteners like monk fruit for a healthier twist on a classic favorite.


Ingredients

Wet Ingredients

  • 3 medium ripe bananas (about 12 oz/360 g in total)
  • 2 large eggs
  • ¼ cup (60 g) nut butter (almond, peanut, cashew, or sunflower seed butter)
  • 1 tsp vanilla extract

Sweetener and Salt

  • ⅓ cup (70 g) granular sweetener (monk fruit or brown sugar)
  • ⅙ tsp sea salt

Dry Ingredients

  • 1 ½ cup (150 g) oat flour or preferred flour
  • ½ cup (50 g) cocoa powder
  • 2 tsp baking powder
  • ¼ cup (40 g) chocolate chips

Optional High Protein Addition

  • ½ cup (50 g) protein powder (as a replacement for ½ cup oat flour, preferably vegan protein or casein; avoid whey for moisture)


Instructions

  1. Preheat and Prepare Pan: Heat the oven to 350°F (180°C). Line a 20 cm (7.9 inches) loaf pan with parchment paper or grease it lightly with oil to prevent sticking.
  2. Mash Bananas and Mix Wet Ingredients: In a large mixing bowl, mash the bananas thoroughly with a fork until smooth. Add nut butter and eggs, stirring well to combine into a uniform mixture.
  3. Add Sweetener and Flavorings: Incorporate the granular sweetener, vanilla extract, and sea salt into the wet mixture. Whisk or stir vigorously for about two minutes, ensuring everything is well blended.
  4. Combine Dry Ingredients: Add the oat flour (or oat flour plus protein powder if using), cocoa powder, and baking powder to the wet mixture. Stir thoroughly until the batter is uniform and smooth.
  5. Fold in Chocolate Chips: Gently fold in the chocolate chips, reserving some to sprinkle on top if desired.
  6. Pour and Bake: Transfer the batter into the prepared loaf pan. Optionally, sprinkle remaining chocolate chips on top. Bake in the preheated oven for 30 to 40 minutes, or until a toothpick inserted in the center comes out clean.
  7. Cool and Serve: Remove the loaf from the oven and allow it to cool in the pan for about 15 minutes. Then, remove the bread from the pan and let it cool completely on a wire rack before slicing and serving.

Notes

  • Protein Powder Substitute: You can replace up to ½ cup of oat flour with protein powder to increase protein content. For the best texture and moisture, use vegan protein or casein powders; avoid whey as it may dry the bread. Flavors like vanilla, chocolate, or unflavored protein powders work best.
  • Sweetener Impact: The nutrition facts are based on monk fruit sweetener. Using brown sugar or regular sugar will increase calorie and carbohydrate content.
  • Nutritional Variations: Adding protein powder modifies the nutrition profile by lowering carbohydrates and increasing protein. Adjust your macros accordingly based on the specific protein powder and ingredients used.
  • Ensure bananas are very ripe for optimal sweetness and moisture.

Nutrition

  • Serving Size: 1 slice (approximately)
  • Calories: 150 kcal
  • Sugar: 5 g
  • Sodium: 95 mg
  • Fat: 6 g
  • Saturated Fat: 1 g
  • Unsaturated Fat: 4 g
  • Trans Fat: 0 g
  • Carbohydrates: 22 g
  • Fiber: 4 g
  • Protein: 4 g
  • Cholesterol: 35 mg

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